Should You Use Points or Cash for That Trip? Find Out Instantly 

No more Googling point values or second-guessing your booking.
The Miles or Cash Calculator (updated for 2025) includes airline, hotel, and credit card point valuations — so you always know the smartest way to pay (and never waste your points).

What's inside:
- An easy-to-use Google Sheets calculator that tells you whether to use airline miles, hotel points, transferable credit card points, or cash — based on real valuations and your trip details.
- Input fields for: (1) cash cost of your flight or hotel, (2) award taxes, and (3) number of miles or points required.
- Includes up-to-date point valuations for 29 airlines, 9 hotel chains, and 12 credit card programs — so you always know what your points are worth.
- Fully compatible with desktop, mobile, and tablet — use it wherever you plan your trips.

Ready to take the first step toward mastering points and miles?
Let this tool do the math for you and make booking your next trip feel effortless.
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Get instant access for just $7 (Normally $17, save 60%).

I have it bookmarked to use for every flight I book!
"Elina was able to take something that feels super complicated and turn it into a simple plug-and-see calculation. Before, I'd find it difficult to understand all the different airline point systems and how they compare to each other. I'd also struggle to grasp how cash might sometimes be the better option. This calculator truly puts everything - airline points, hotels, and credit card programs - into one comprehensive (and most of all, easy) tool."
Caitlin Pagano
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Miles or Cash Calculator$7
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- Miles or Cash Calculator$0
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- $7
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$0 - Today's payment
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